Practical Wealth Building for Real People
CONSISTENCY BEATS COMPLEXITY
Building wealth doesn’t have to be complicated. Focus on simple, consistent habits like saving a portion of your income and investing wisely. Small steps make a big difference over time.
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The biggest barrier to building wealth isn't knowledge—it's consistency. Momentum is an AI accountability partner that checks in with you every week, learns your patterns, and won't let you ghost your financial goals.
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What I Write About
Practical advice on investing consistently, building wealth habits, and making money work for you.
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Why Smart People Fail at Investing
The problem isn’t knowledge—it’s execution. Here’s what actually works.
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Building Wealth Through Consistency
Small actions compound into life-changing results over time.
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The Index Fund Approach
Simple strategies executed consistently beat complexity every time.
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Getting Started With Investing
The essential guide to beginning your wealth-building journey.
My Approach to Wealth Building
Consistency Over Complexity
Systems Over Willpower
Action Over Information
About Todd
I’m Todd Lincoln, and I’ve spent the last five years writing about practical wealth building on Medium. Despite having an MBA, I focus on making financial concepts accessible and actionable for everyone.
I started writing because I noticed a pattern: most people don’t fail at building wealth because they lack information. They fail because they can’t stay consistent. So I focus on the habits, systems, and psychology that turn knowledge into action.
My work reaches 50,000+ readers per month who are tired of complex strategies and just want to know: “What should I actually do?” If that’s you, you’re in the right place.
